Sunday, January 12, 2014

THE NEW NORMAL

Your favorite store is having a 50% sale on EVERYTHING!  You get to the register and your items come to 73.00.  Have you ever had this conversation?

You:  WOW, my budget was for $100.00, maybe I should go back and get another pair of pants.

Worker:  Do you have at XXXX store credit card?  You can take an additional 15 % off.  If not, we can open an account for you right now.  It will only take a few minutes.  

You:  No thank you - Im going to pay cash.  If I open a charge I will never pay it off in 30 days.

STOP RIGHT THERE!!!!

There is an actual conversation you are having the the lady at the cashier doesn't even hear.

You to Self:  I really could use the extra 15 %off, but if she runs my credit I will get denied.  I  don't want anybody to know that my credit is shot to shit.  How embarrassing!!  Nope, I will just pay the 73.00 from my debit card.  

Sound familiar?  I used to have those conversations with myself.  

If you are at a place where you DO NOT want to have those type of conversations with yourself anymore....WELCOME TO THE NEW NORMAL.  

Nothing can prepare you mentally, emotionally, psychologically, physically, sexually (you get the picture) for what is about to happen to you.  All you need to know is that YOU WANT A CHANGE.  Everytime you start to have doubts - think about your NEW NORMAL.  

The "new" normal right now is living on a budget. 

The "next new" normal will be living on a budget AND being debt free.

The "next next new" normal will be staying debt free. 

Your normal is never the same - but you have to be flexible enough to move to every "normal" level.  

It will be HARD.  I wish I could explain the emotional roller coaster that will take place, but I can't put it into words for you.  What you need is a DEBT FREE buddy.  Similar to a work out buddy.  Someone that you can talk to (no criticizing) that can remind you of your long term goal.

That is your first step....deciding that you are READY TO MOVE TO YOUR NEW NORMAL.  

***On another note, did you really need to purchase $73.00 worth of clothing items.  Could you have put that money towards a credit card balance or your car note?  FOREST THROUGH THE TREES!!


1 comment:

  1. The "new normal"! I appreciate the insight and admittedly never thought of it that way. I have to find my DEBT FREE BUDDY!!!

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